Here to Serve Your Retirement Needs

Retirement Protection Solutions is an independent financial planning firm in the Virginia, Maryland, and District of Columbia areas. We focus on personalized retirement planning and investment management. Our goal is to provide you with a customized retirement plan based on what you want to achieve.

Sponsored Appearances In

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Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Larry Spoth or Retirement Protection Solutions is stated or implied.

Retirement Protection
Solutions in the Media

Check Out Larry’s Retirement Advice

The Money Report | Saturdays at 7:30 p.m. on Channel 9 CBS News
The Finance Report | Sundays at 11:30 a.m. on Channel 7 WJLA

Where Are You On Your Retirement Journey?

I’m in the midst of my career

and looking for investment guidance.

I’m nearing retirement

and need to plan for the next stage of my life.

I’m in retirement

and want to get the most value out of my investments.

Passive Investing Is a Thing of the Past

Financial planning isn’t just for the wealthy. It is a critical component that should be available for everyone looking for a successful retirement.

The Retirement Planning Roadmap

Results in Advance Planning is our method of helping plan for a secure retirement.

We will structure your retirement plan by testing it in both a good economy and a lousy economy. This allows us to see predictions for your future results in advance. We often see clients who cross their fingers and hope for the best. By scheduling your free consultation now, we can begin testing your current portfolio and reviewing how to keep building the right plan for you so you don’t have to worry.

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Step 1

Current Portfolio Review & Analysis

Introduction to active management and actively managed indices which can help limit market risk and loss. Learn how we minimize or eliminate fees altogether.

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Step 2

Income Planning to Fit Your Retirement Goals

“Results in Advance Planning” comes into play here. We will structure your portfolio and plan for a secure retirement. We will then test it and adjust it to your goals.

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Step 3

Asset Class Allocation

The goal is simple: manage risk and strive for better returns. Asset allocation combined with indexed growth are our primary tools to meet this goal.

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Step 4

Active Management & Retirement Planning

This step is ongoing. Once a plan is in place, it does not end there. Ongoing planning and review are important as your goals might change with time.

401(k) Plan: Know all your options

Making the decision about what to do with your 401(k) is a crucial part of your retirement success. Click the button below to see what options are available to you!

Learn More

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